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Welcome to CTM Lending Your Trusted Finance Broker in Australia
Discover tailored loan solutions across Australia with CTM Lending, your trusted finance partner. With decades of experience, we specialise in securing loans for cars, trucks, machinery, and business cashflow lending. Our expert consultants ensure a seamless process, from your first consultation to successful loan approval. Partner with us for personalised service and efficient financial solutions tailored to your needs.
Personalized Service
We collaborate with you individually to identify the most suitable loan for your needs.
Target Fulfil
Our Expert team ensures seamless, successful loan approvals for all clients.
Our loan process is simple and hassle-free.
Choose your loan
Loan Application Submission
Loan Application Approval
We are dedicated to serve you all time
We are committed to providing exceptional service around the clock, ensuring your needs are met promptly and efficiently.
Trade Finance
Sale Lease Back
Novated and Fleet Leasing
Equipment Finance
Commercial Lending
Capital Raising
Asset Finance
Line of Credit
Debtor financing
We ensure you secure the right deal swiftly and effortlessly.
Get your car/truck/machinery/personal and business loan quickly and easily with ctmlending.com.au. Pre-approval is possible today, and you can start enjoying your new vehicle by tomorrow. Our dedicated team ensures a hassle-free, stress-free process.
Why Choose CTM Lending
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
Get in touch for help and information.
We’re glad to discuss your loan requirements. So please contact us via the details below, or enter your request.
Get started today and enjoy fast, hassle-free loan approval.
Start today to experience swift, seamless loan approval, giving you the financial flexibility to meet your business needs promptly.
We’re ready to share our advice and experience.
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