Our Level of Service
CTM Lending is your go-to destination for professional car loan services in Australia. With a focus on competitive rates, tailored financing solutions, and dedicated guidance, we streamline the process of securing new and used car loans for our valued customers. Backed by strong partnerships with major banks, we ensure quick access to custom car finance packages that suit your budget and lifestyle.
Whether you’re upgrading or replacing your vehicle, our team of experts is here to assist you every step of the way. Experience faster financing, personalized service, and competitive rates with CTM Lending.
CTM Lending offers personalized car loan services tailored to meet your unique needs. Whether you’re purchasing a new or used vehicle, our expert team provides flexible terms and competitive rates to ensure a smooth financing experience.
With our extensive network of reputable Australian lenders and a commitment to exceptional customer service, CTM Lenders guarantees reliable and efficient car loan solutions designed just for you.
CTM Lending specializes in business car loan services, providing tailored financing solutions to support your company's transportation needs. Our expert team offers flexible terms and competitive rates, ensuring a seamless process for acquiring new or used business vehicles.
With a strong network of reputable Australian lenders, CTM Lenders is committed to delivering reliable and efficient loan solutions. Trust us to help you secure the best financing for your business car needs, enhancing your company's mobility and success.
Contact
- CTM Lending, Sydney NSW Australia.
- 0466 290 057
- team@ctmlending.com.au
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New and Used Car Loans
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.