Our Level of Service
Personal Loans Tailored for You
CTM Lending offers personalized loan services designed to meet your unique financial needs. Whether you’re planning a major purchase, consolidating debt, or covering unexpected expenses, our personal loans provide the flexibility and support you need.
Flexible Terms
Our personal loans come with flexible terms, allowing you to choose a repayment plan that suits your financial situation. Enjoy the convenience of manageable monthly payments tailored to your budget.
Competitive Rates
Take advantage of our competitive interest rates, making your personal loan more affordable. CTM Lending ensures you get the best possible rate, helping you save money over the life of your loan.
Quick Approval
Our streamlined application process ensures quick approval, so you can access the funds you need without delay. We prioritize efficiency to get you your loan as swiftly as possible.
CTM Lending offers personal loans specifically tailored to your needs. Whether it’s for home improvements, a dream vacation, or unexpected expenses, our loans come with flexible terms and competitive rates. Our quick approval process ensures you get the funds you need promptly. Trust our expert team to guide you every step of the way, ensuring a seamless and stress-free borrowing experience.
At CTM Lending, we understand that every borrower has unique financial needs. Our personal loans are designed with flexibility in mind, offering competitive interest rates and customizable repayment plans. Enjoy the convenience of quick approval and access to funds when you need them most. Our dedicated team is here to provide expert guidance, ensuring you find the best loan solution for your situation.
Contact
- CTM Lending, Sydney NSW Australia.
- 0466 290 057
- team@ctmlending.com.au
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Personal Loan
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.