Our Level of Service
Novated and Fleet Leasing
At CTM Lending, we specialise in providing tailored equipment finance solutions to help businesses acquire the equipment they need to succeed. Whether you’re upgrading machinery, expanding your fleet, or investing in technology, our flexible financing options are designed to fit your budget and operational requirements.
We offer competitive rates, fast approvals, and personalized service to ensure a seamless financing experience. From small businesses to large enterprises, our team is committed to supporting your growth and efficiency goals. Discover how CTM Lending can simplify your equipment acquisition process and drive your business forward. Explore our range of equipment finance solutions today and take the next step towards enhancing your operational capabilities.
CTM Lending offers tailored financing solutions to help businesses acquire essential equipment. Whether upgrading machinery, expanding fleets, or investing in technology, our flexible options ensure the best fit for your budget and operational needs. Benefit from competitive rates, fast approvals, and personalized service for a seamless financing experience.
Experience a smooth equipment acquisition process with CTM Lending. Our expert team provides personalized service, guiding you through each step to ensure quick approvals and competitive rates. From small businesses to large enterprises, we help you achieve your growth and efficiency goals with ease.
Contact
- CTM Lending, Sydney NSW Australia.
- 0466 290 057
- team@ctmlending.com.au
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Overdraft Facility
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.