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Small Business Loans by CTM Lending
Small businesses often require accessible loans to maintain operations or facilitate expansion. CTM Lending offers tailored loans designed to provide essential capital and unlock growth opportunities.
Recognizing the unique needs of small enterprises, our loans feature flexible terms and a streamlined approval process. Whether you need funds for inventory, equipment upgrades, or unforeseen expenses, our solutions are crafted to support your business’s success.
At CTM Lending, we are passionate about helping businesses of all sizes across Australia thrive. Apply today and experience the straightforward path to securing the capital your business needs
Small business loans from CTM Lending offer flexible loan amounts starting from as little as $5,000, making them ideal for a wide range of business needs. Whether you require a small boost to cover immediate expenses or a larger sum to invest in significant growth opportunities, our loans are tailored to meet your specific financial requirements. This flexibility ensures that you can access the precise amount of capital necessary to achieve your business goals.
CTM Lending offers small business loans with flexible repayment terms, allowing you to choose a schedule that best fits your cash flow. You can repay your loan over a period ranging from three months to five years. This flexibility helps you manage your finances more effectively, ensuring that loan repayments do not strain your business's day-to-day operations. Tailoring the repayment plan to your needs supports your business's long-term financial health.
Contact
- CTM Lending, Sydney NSW Australia.
- 0466 290 057
- team@ctmlending.com.au
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Small Business Loan
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.