We give the best Services
Trade Finance
We offer Trade finance financial tools and services that support international trade and purchases. It includes things like financing for imports and exports, letters of credit, and guarantees. These solutions help businesses manage cash flow, reduce risks, and optimise their finances when buying and selling goods globally. Trade finance plays a vital role in making international trade smoother and more secure, enabling businesses to operate confidently across borders.
- Line of Credit – wording is good.
- Invoice Financing
- Debtor Finance
- Business Startup Loan
- Overdraft Facility
- Capital Raising
At CTM Lending, we specialise in empowering businesses to achieve their growth ambitions through strategic capital raising solutions. Whether you’re looking to expand operations, launch new products, or strengthen your financial foundation, our expert team is dedicated to helping you secure the funding you need.
We offer comprehensive advisory services tailored to your unique goals, connecting you with a network of investors, lenders, and strategic partners. From preparing compelling investment pitches to navigating complex funding structures, we guide you through every step of the capital raising process. Partner with CTM Lending to unlock opportunities, drive innovation, and propel your business to new heights. Explore our tailored capital raising solutions today and embark on your path to success.
Commercial Lending
Unlock growth opportunities and achieve your business goals with tailored commercial lending solutions from CTM Lending. Whether you’re expanding your operations, purchasing new equipment, or bridging cash flow gaps, we provide flexible financing options designed to support your unique needs. Our experienced team understands the challenges businesses face and works closely with you to structure loans that fit your financial strategy.
From competitive interest rates to personalised service, we are committed to helping you navigate the complexities of commercial lending with confidence.
Partner with CTM Lending for reliable funding solutions and empower your business to thrive in today’s dynamic marketplace. Explore our range of commercial lending services and take the next step towards realizing your growth ambitions.
Our dedicated team provides personalized service, understanding your unique business needs and offering tailored financial solutions. From the initial consultation to loan approval and beyond, we are committed to providing expert guidance and support throughout the entire process. Trust CTM Lending to deliver a seamless and customized loan experience.
With access to a wide network of reputable lenders, CTM Lending ensures you receive robust financial support. Our strong relationships with various financial institutions enable us to secure the best possible terms and rates for your business loan. Focus on growth and success with confidence, knowing you have reliable financial backing.
Contact
- CTM Lending, Sydney NSW Australia.
- 0466 290 057
- team@ctmlending.com.au
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Business Loan
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.