Debtor financing

Debtor Finance Services at CTM Lending

At CTM Lending, we offer robust Debtor Finance Services designed to help businesses maintain healthy cash flow and achieve financial stability. Our solutions allow you to leverage your outstanding invoices, turning them into immediate working capital. This service is particularly beneficial for businesses experiencing cash flow challenges due to delayed customer payments.

What is Debtor Finance?

Debtor finance, also known as accounts receivable finance, is a funding solution where businesses receive an advance on their outstanding invoices. By using your invoices as collateral, you can access up to 85% of the invoice value upfront, with the remaining balance paid upon customer payment, minus any fees. This approach ensures you have the cash on hand to cover operational costs, pay suppliers, and invest in growth opportunities.

Benefits of CTM Lending’s Debtor Finance Services

1. Improved Cash Flow: Access immediate funds without waiting for customer payments, ensuring your business operates smoothly.
2. No More Payment Delays: Reduce the stress of late payments by getting paid promptly for your invoices.
3. Flexible Financing: Our solutions are tailored to your business needs, providing the flexibility to finance individual invoices or your entire receivables portfolio.
4. Enhanced Financial Planning: With predictable cash flow, you can better manage your finances, plan for future expenses, and take advantage of growth opportunities.
5. Non-Dilutive Funding: Retain control of your business without giving up equity or ownership stakes.

Why Choose CTM Lending?

CTM Lending is committed to supporting your business with customized debtor finance solutions. Our expert team works closely with you to understand your unique needs and provide a seamless, efficient funding process. With our Debtor Finance Services, you can focus on growing your business while we take care of your cash flow needs. Contact us today to learn more about how our debtor finance solutions can benefit your business.