Our Level of Service
Secure financing for your commercial equipment with confidence at CTM Lending. We specialize in tailored financing solutions designed to meet the specific needs of your business. Our machinery and equipment finance options are crafted to enhance operational efficiency by providing the essential tools and technology you need.
Flexible Terms
CTM Lending offers flexible financing terms to accommodate your financial circumstances. We provide customized repayment plans, allowing you to select from extended periods or manageable monthly installments that align seamlessly with your budget and cash flow requirements.
Competitive Rates
Take advantage of our competitive interest rates to minimize your financing costs. At CTM Lending, we are dedicated to offering attractive rates that make it more economical for you to invest in the necessary machinery and equipment for your business.
Whether you are acquiring new equipment or upgrading existing machinery, CTM Lending stands ready to provide reliable financing solutions that support your business growth effectively.
Quick Approval
Our streamlined application process ensures quick approval, so you can get your equipment up and running without delays. CTM Lending prioritizes your business needs, ensuring a fast and efficient financing experience.
Rely on the expertise of CTM Lending professional team for comprehensive support and guidance throughout the financing process. We are dedicated to helping you make informed decisions, ensuring you secure the best financing options for your commercial equipment. Trust us to be your reliable partner in achieving your business goals.
At CTM Lending, we understand that every business is unique. That's why we offer custom financing solutions tailored to your specific equipment needs and financial circumstances. Whether you require new machinery or upgraded technology, our personalized approach ensures you get the perfect financing plan that fits your business perfectly.
Contact
- CTM Lending, Sydney NSW Australia.
- 0466 290 057
- team@ctmlending.com.au
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Machinery and Equipment Finance
Calculator Information
The Finance EMI Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Finance EMI Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Loan repayment calculator
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.